‘For every £ 1.00 retrieved by insured costs, £ 5.00 to £ 50.00 are lost in uninsured (hidden) costs’ (HSE)
Obvious Costs ... (all insured)
Hidden Costs... (all uninsured!)
…and the above doesn't even include what’s happened to the accidents victim.
Some of the above happens to some companies every year
Occasionally, all of the above happens
In this day and age in the 21st century we simply cannot afford to get it wrong.